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State report documents trends in Mass. health care, costs
High-deductible health plans are growing more popular among Massachusetts employers, according to a state report, which also showed nearly 90 percent of employers who do not offer insurance made that choice in part because of high costs. According to state survey results released Wednesday by the Center for Health Information and Analysis (CHIA), 45 percent of employers in Massachusetts offered high-deductible plans this year, up 12 percentage points since 2011 and double the national average. High-deductible plans offer lower premiums in exchange for higher cost-sharing with employees. Cost-sharing in such plans, especially at larger employers, may be offset by the use of flexible spending, health reimbursement and health savings accounts. Read more here.
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